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First Access Visa® Card

Annual Fee

See Terms

Regular APR

See Terms

Credit Recommended

Fair/Bad

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

 

Additional Points

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

ACE Flare™ Account by MetaBank®

Bank account product with a debit card.

Activation Fee

See website for Details*

Monthly Fee

See website for Details*

Credit Recommended

See website for Details*

When you make a purchase with the Pink debit card for the ACE Flare™ Account by MetaBank®, we’ll make a donation to the National Breast Cancer Foundation. Also can get paid up to 2 days faster with Direct Deposit. With an optional Savings Account, earn up to 6.00% Annual Percentage Yield (APY).

FIT Mastercard®

The Fit Mastercard® is designed for people with less than perfect credit. It features a $400 credit limit.

Annual Fee

See Terms

Regular APR

29.99%

Return Payment Fee

Up to $40.00

Credit Recommended

Fair/Poor/Bad

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required

Indigo® Mastercard® with Fast Pre-qualification

Don’t let your credit stall–go with indigo®

Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Complete our Pre-Qualification form and our Card Connnection tool will determine if you are pre-qualified* based on your credit profile.

  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S

Indigo® Platinum Mastercard®

Don’t let your credit stall–go with indigo®

Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Complete our Pre-Qualification form and our Card Connnection tool will determine if you are pre-qualified* based on your credit profile. Easy pre-qualification process with fast response Don’t have perfect credit? No problem! 24/7 access to your account, even on mobile! No security deposit Account history is reported to the three major credit bureaus in the U.S.

Indigo® Platinum Mastercard® Credit Card

Don’t let your credit stall–go with indigo®

Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Complete our Pre-Qualification form and our Card Connnection tool will determine if you are pre-qualified* based on your credit profile.

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S

Indigo® Unsecured Mastercard®

Don’t let your credit stall–go with indigo®

Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Complete our Pre-Qualification form and our Card Connnection tool will determine if you are pre-qualified* based on your credit profile.

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S

Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay

Don’t let your credit stall–go with indigo®

Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Complete our Pre-Qualification form and our Card Connnection tool will determine if you are pre-qualified* based on your credit profile.

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S

Milestone Gold Mastercard®

Complete the Milestone Gold Mastercard® Pre-Qualification form and their CardConnection tool can match the best Milestone Gold Mastercard to you based on your credit profile.

Annual Fee

$35 - $99*

Regular APR

24.9%

Credit Recommended

Fair/Good

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.

Milestone® Mastercard® - Mobile Access to Your Account

Complete the Pre-Qualification form and their CardConnection tool can match the best Milestone Gold Mastercard to you based on your credit profile.

Annual Fee

$35 - $99*

Regular APR

24.9%

Credit Recommended

Fair/Good

  • Instant pre-qualification is available for those who qualify
  • Don’t have perfect credit? No problem!
  • Mobile friendly online access from anywhere
  • Account history is reported to the three major credit bureaus in the U.S.

Milestone® Mastercard®

Complete the Pre-Qualification form and their CardConnection tool can match the best Milestone Gold Mastercard to you based on your credit profile.
KnockOuts:
FICO between 510 and 699
No current delinquencies

Annual Fee

$35 - $99*

Regular APR

24.9%

Credit Recommended

Fair/Good

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Account history is reported to the three major credit bureaus in the U.S.

Net First Platinum

With the Net First Platinum Card, members can receive our Net First Platinum Card with an initial $750 credit limit provided they are 18 years of age or older, a legal U.S. resident and have furnished accurate identity and application information.

Credit Line

$750 Limit

Regular APR

0% APR

Monthly Fee

See website for Details*

Credit Recommended

Damaged credit to Fair credit

With the Net First Platinum Card, members can receive our Net First Platinum Card with an initial $750 credit limit provided they are 18 years of age or older, a legal U.S. resident and have furnished accurate identity and application information.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line could be available to you faster than you ever thought possible.

  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

Reflex Mastercard®

The Reflex Mastercard® is designed for people with less than perfect credit. Credit Limit Range: $300 – $1,000 ($300, $500, $750, $1,000)

Annual Fee

See Terms

Regular APR

24.99% – 29.99% (Variable)

Return Check Fee

Up to $40.00

Credit Recommended

Fair/Poor/Bad/Limited

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Surge Mastercard®

Campaign promoting the Surge Mastercard credit card.

Regular APR

24.99% – 29.99% (Variable)

Return Check Fee

Up to $40.00

Late Payment Fee

Up to $40.00

Campaign promoting the Surge Mastercard credit card.

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

Surge Secured Mastercard®

Surge Secured Mastercard® – featuring a $300 refundable security deposit. Allows consumers with less than perfect credit to build their credit with a secured card.

Annual Fee

$69

Regular APR

19.99% Variable

Credit Line

$300

Credit Recommended

All Credit Types Welcome to Apply

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

Unique Platinum

Members are guaranteed to receive our Unique Platinum Card with a $1000 credit line provided they are 18 years of age or older, a legal US resident and have furnished accurate identity and application information.

Regular APR

0%

Monthly Fee

$19.95

Credit Line

$1,000

Credit Recommended

Any Credit Welcome

Guaranteed $1000 Credit Line! Get the things you want today!*

  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!

Credit Essentials

CREDIT ESSENTIALS - $34.99/MO price point to the customer ($1 - 7 Day Trial)

Cost

7-Day Trial $1 then only $34.99/mo!

Credit Monitoring

Yes

Credit Protection

Yes

  • 3 Bureau Credit Reports & Scores (refreshed every 60 days)
  • Up to $1 Million in Stolen Funds Reimbursement
  • Family Protection – $25K ID Theft Insurance – ID Fraud Restoration
  • Dark Web & Internet Monitoring
  • SSN Alerts

 

Additional Points

  • 3 Bureau Credit Reports & Scores (refreshed every 60 days)
  • Enhanced 3 Bureau Credit Report Monitoring
  • ScoreCasterIQ: New Product – provides a detailed analysis of your credit report, recommended actions to consider with the accounts impacting your score, and an interactive score simulation tool to educate and assist with general credit score scenarios.
  • Dark Web & Internet Monitoring
  • Up to $1 Million in Stolen Funds Reimbursement
  • Coverage for Lawyers and Experts
  • Coverage for Personal Expense Compensation
  • Family Protection – $25K ID Theft Insurance – ID Fraud Restoration
  • IQ Alerts with Application Monitoring
  • SSN Alerts
  • Synthetic ID Theft Protection
  • Change of Address monitoring
  • File Sharing Network Searches
  • Lost Wallet Assistance
  • Checking Account Report
  • Opt-out IQ (Junk Mail/Do Not Call List)
  • US-Based ID Restoration Service
  • Enhanced Credit Report Monitoring
  • Alerts on Crimes Committed in Your Name
  • Score Change Alerts
  • Credit Score Tracker
  • Credit Scores Simulator
  • Fraud Restoration with LPOA
  • Roadside Assistance
  • Platinum Benefits

Credit Sesame 100% Free Credit Score & Credit Monitoring

Credit Sesame is the consumer's credit and lending expert, providing smarter financing for your world.

Cost

FREE

Credit Protection

FREE

Credit Monitoring

FREE

We provide a complete picture of your credit and loans in one place, including your credit score, credit monitoring, personalized financing analysis, and unbiased, pre-qualified loan and savings recommendations – all for free. *Free account is established once a member views their credit score upon providing their personal information, including email, name and SSN.

  • Get your credit score for free – no credit card needed
  • Free $50K identity theft insurance and ID restoration help
  • Checking your credit score does not hurt your score
  • Get Your Free Credit Score In Minutes And Start Earning [Cash] Rewards When It Goes Up.
  • Only Credit Sesame Gives You Your Free Credit Score & Cash Rewards For Improving It.

Current

Current is the bank for modern life! Open a personal, premium checking account with Current to enjoy benefits such as getting paid up to two days faster, free overdraft up to $100 with Overdrive™, access 55,000 free ATMs, no minimum balance and no hidden fees.

Products Offered

Mobile Banking & Visa Debit Card

Monthly Fee

Basic Account Free, Premium Account $4.99/mo

Brand Name

Visa®

Install the Current app, open the app, create a premium personal checking account, and direct deposit $200 or more from your employer to start earning rewards. With 24/7 member support and points to earn for cash back, Current is the mobile bank that was designed for you and your lifestyle.

  • Member funds are insured up to $250,000. Deposits are insured through Current’s partner bank, Choice Financial Group, Member FDIC.
  • Current offers accounts for everyone, including teens.
  • Members receive instant spending notifications every time you swipe your card for added security.
  • Members can instantly send money for free to friends and family with Current Pay.
  • Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.

Mission Lane Visa® Credit Card

Mission Lane LLC is a new company dedicated to helping everyone have access to fair and clear credit. We believe in creating a relationship where everybody wins.

Annual Fee

$0-59

Regular APR

26.99 – 29.99 (Variable)

Cash Advance APR

29.99% (Variable)

Credit Recommended

Fair

You do well when you succeed with our credit cards. We do well when you prosper. It’s that simple.

Targeting Criteria:

  • 1 vantage3 > 725 or vantage3 < 526
  • 2 or vantage3 is null or state in (‘MD’,’MA’,’NV’,’ND’,’WV’,’ME’)
  • 3 or tradelines_open_credit_cards_total_balance >=25000
  • 4 or non_mortgage_debt >=100000
  • 5 or total_tradelines >=80
  • 6 or total_tradelines <=1
  • 7 or count_tradelines_cc_opened_24months_all_industries >=20
  • 8 or total_lendup_cards>=1total_tradelines >=80 6or total_tradelines <=1 7or count_tradelines_cc_opened_24months_all_industries >=20 8or total_lendup_cards>=1
  • See if you qualify instantly without harming your credit score.
  • Get a higher credit line if you’re in good standing after making your first 6 payments on time.
  • Free, online credit score access for cardholders.
  • Instant decision on your application.
  • No interest on purchases when you pay in full and on time each month.
  • No security deposit required – get started today!
  • Enjoy coverage from Visa®.
  • Access your account anytime, anywhere with our mobile app.

Mission Money Debit Card

Manage your money, your way. Introducing a better kind of debit account. No account fees, no minimum balances.

Annual Fee

$0

Card Brand

VISA

ATM Fee

$0 (at in network ATMs)

Credit Recommended

Bad, Good, Poor, Fair, Excellent (All)

You’ll never pay to open, keep, or use your account. Access to 55,000+ ATMs nationwide, fee-free. Withdraw your money when and where you need to. The coverage of VISA®, the security of FDIC. Rest assured your money is safe with us. We’re excited to launch Mission Money, and we’re working to release more features to help you manage your finances, monitor your credit score, and help you navigate your financial path forward. To get started with Mission Money just download this app and complete your application in a few short minutes. It’s that easy! Mission Money is brought to you by Mission Lane LLC, a purpose-driven financial services company that’s on a mission to serve the half of America often overlooked by traditional banks.

Knockout Criteria:

  • Credit score range: All credit scores are acceptable, even no credit
  • Delinquencies Allowed
  • Min Income: No income requirements
  • States (any not allowed): No exclusions
  • Age range of ideal consumer: 18+
  • No account fees, no balance minimum
  • Access to 55,000 ATMs nationwide, fee-free
  • The coverage of VISA®, the security of FDIC

 

Points:

  • No account fees, no balance minimum
  • Access to 55,000 ATMs nationwide, fee-free
  • The coverage of VISA®, the security of FDIC

Experian BOOST™

Your Experian Credit Report is Completely FREE.

Cost

100% Free

Credit Monitoring

Yes

Number of Bureaus

1 Experian FICO® Score

See it now! No credit card required Checking your own Report doesn’t hurt your credit Report refreshed every 30 days on sign in

  • Your Experian Credit Report is Completely FREE. See it now!
  • No credit card required
  • Checking your own Report doesn’t hurt your credit
  • Report refreshed every 30 days on sign in