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- Low Interest
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Total Visa® Card (Direct)
TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.
Annual Fee
See website for Details*
Regular APR
See website for Details*
Credit Recommended
See website for Details*
- TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.
- Applying is quick & easy with our SECURE online application.
- Review the terms and conditions, submit your application & get your credit decision!
- If approved, pay the $89 Program Fee** to open your account.
Low Interest Cards
CreditSoup's Low Interest Cards gives consumers the opportunity to search, compare, and apply for a full range of Low Interest Cards. Consumers will find everything from Credit Cards to Credit Reports in one easy to navigate site
Annual Fee
See website for Details*
Regular APR
See website for Details*
Credit Recommended
Fair/Good/Limited/No Credit/Good/Excellent
- Best for those who carry a balance from month to month
- Save even more with $0 annual fee card options
- 0% APR introductory rates on purchases and balance transfers up to 18 months
- Get even more value by earning 0% APR on a rewards-earning credit card
- Credit needed: Excellent/Good
- Terms vary by partner. Please see the card application for product terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Low Interest Credit Cards from participating partners
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card. This card is best marketed to those with Fair, Poor, Bad, or No Credit.
- Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Applied Bank® Unsecured Classic Visa® Card
A Chip enabled (EMV) Unsecured Visa Credit Card that does not require perfect credit for approval.
Annual Fee
See website for Details*
Regular APR
29.99%
Credit Recommended
Poor/Damaged Credit
- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
Chase Freedom Flex℠
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% – 23.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
- Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Upgrade Triple Cash Rewards Visa®
Cash Advance APR
$0
Regular APR
14.99% - 29.99%
Credit Recommended
(620+) Excellent, Good, Fair, Average
- Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
- $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
- Combine the flexibility of a card with the low cost and predictability of a loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Annual Fee
$0
Regular APR
12.99% to 26.99% Variable
Credit Recommended
Excellent/Good/Limited/No Credit
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% – 10% cash back at select merchants
- $300 – $10,000 credit limits
- Variable APRs range from 12.99% – 26.99%
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- See if you’re pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal Card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank, Member FDIC
Citi® Diamond Preferred® Card
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 13.74% – 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Upgrade Cash Rewards Visa®
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Petal® 1 "No Annual Fee" Visa® Credit Card
Credit Limit
$300 - $5,000
Regular APR
19.99 - 29.49% Variable
Credit Recommended
Fair/Bad/Limited/No Credit
- $0 Annual Fee
- $300 – $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- 2% – 10% cash back at select merchants
- Variable APRs range from 19.99% – 29.49%
- See if you’re pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal Card members.
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Upgrade Bitcoin Rewards Visa®
This program gives consumers the opportunity to apply for the Upgrade Bitcoin Rewards Visa®.
- Earn 1.5% unlimited cash back in bitcoin when you make payments
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fees, no foreign transactions fees
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay™ or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Upgrade Triple Cash Rewards Visa®
The Upgrade Triple Cash Rewards Visa® card combines the flexibility of a card with the low cost and predictability of a loan.
Annual Fee
$0
Regular APR
14.99% - 29.99%
Credit Recommended
(620+) Excellent, Good, Fair, Average
- Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
- $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
- Combine the flexibility of a card with the low cost and predictability of a loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
