When costs are high, it’s important to put needs over wants. Wants must be put on the back burner until the money is saved to afford them.
if you are carrying multiple credit card debts, it is wise to consider consolidating debt using a balance transfer credit card. This will save you money by doing away with some of the interest charges. In turn, it will make it easier to pay off debt, freeing up more money to afford pricey groceries and gas.
Use online shopping to your advantage. If you know you can’t go to Target without leaving with a bunch of items you don’t really need, shop Target online.
If you don’t have a plan for dinner, it is easier to get fast food or head to a restaurant. If you don’t have groceries in the refrigerator for lunch, you’ll eat out. Instead, make a meal plan for your family – and stick to it!