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Single Mom, Two Jobs: Worth It?

Itishree Parmar
June 22, 2024
A Single Mom Who Works Two Jobs: Worth It?

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Picture this: early mornings rushing to get kids ready, a packed workday, then the frantic dash to pick-up and manage homework, dinner, and bedtime. This is the reality for countless single mothers, who shoulder the immense responsibility of raising children solo. Often, the pressure to financially support their families compels them to consider a grueling option – working two jobs. But is this a solution, or a recipe for burnout?

Let’s face it, there’s no one-size-fits-all answer. This blog won’t just tell you yes or no. Instead, we’ll focus on empowering single moms with the resources they need to navigate this complex decision. We’ll explore the challenges of work-life balance, the financial realities, and most importantly, the amazing support systems available.

By the end, you’ll be armed with knowledge and resources to help you decide what’s best for you and your amazing family.

Let’s Start By Understanding The Needs

Not all single moms face the same challenges. 

Some might be battling tight finances, needing a little extra support to cover bills and groceries. Others might be struggling to find reliable childcare that fits their work schedule, leaving them worried about their little ones during the day. 

And let’s not forget the time crunch! Some superhero moms just need a few extra hours in the day to conquer the ever-growing to-do list and carve out some personal time for themselves.  

Understanding these different needs is the first step to finding the resources  that can truly empower you on your single-mom journey.

Resource Roundup: Financial Aid and Support

Being a single mom can mean facing financial hurdles head-on. But fear not, there are amazing resources available to help you on your journey! Let’s explore some options in our financial aid and support toolkit:-

Government Assistance Programs

The good news is there are government programs designed to lend a helping hand. Here are two key options:

1. Temporary Assistance For Needy Families (TANF)

2. Earned Income Tax Credit (EITC)

Scholarship and Grant Opportunities

Don’t underestimate the power of scholarships and grants designed specifically for single mothers! Here are some resources to get you started:-

1. Single Mother Scholarships

This website is dedicated to compiling scholarship opportunities for single mothers.

2. College Board Scholarship Search

This website is a comprehensive scholarship search tool that allows you to filter by various criteria, including single parent status.

Child Care Assistance Programs

Finding reliable and affordable childcare can be a major challenge for single moms. Here’s some information on a program that can help:-

Child Care and Development Block Grant (CCDBG)

  • Offers financial assistance to help cover childcare costs.
  • Eligibility criteria and application process information can vary by state. You can find your state’s Child Care Aware website through the national organization’s website.

Non-Profit Organizations

These organizations offer a variety of resources beyond just financial aid:-

1. National Center For Women & Information Technology (NCWIT)

NCWIT provides scholarships and mentorship programs for single mothers pursuing careers in technology.

2. Dress For Success

This website offers interview attire and career development programs, which can be a great resource for single mothers re-entering the workforce.


This website is a U.S. government website that provides a comprehensive search tool for various benefit programs, including those for single parents.

Resource Roundup: Work-Life Balance and Support

Juggling work and single parenthood can feel like a constant act of acrobatics. But fear not, there are resources available to help you achieve a more balanced and fulfilling life! Let’s explore some tools and support systems in your work-life balance toolkit:-

1. Time Management Tools and Techniques

Feeling like there just aren’t enough hours in the day? Time management strategies can be your secret weapon! Here are some resources to get you started:-

  • Apps: There are numerous time management apps available, many with free versions. Popular options include Todoist, Focus Keeper, and Evernote. These apps can help you create to-do lists, set reminders, and track your progress throughout the day.
  • Online Resources: Websites like The Muse offer a wealth of articles and tips on effective time management strategies for busy individuals.
  • Workshops: Local community centers, libraries, or even your workplace might offer workshops or seminars on time management.

2. Mental Health and Support Groups

Taking care of your mental health is crucial, especially when juggling the demanding role of a single parent. Here are some resources that can provide support:-

  • Support Groups: Connecting with other single mothers through online communities or local support groups can be a powerful tool. Sharing experiences, offering encouragement, and simply knowing you’re not alone can significantly boost your well-being. Websites like Single Mom Resource offer online communities for single moms.
  • Mental Health Professionals: If you’re struggling with stress, anxiety, or depression, don’t hesitate to seek professional help. Therapists can provide valuable tools and strategies to manage stress and maintain mental well-being.

3. Flexible Work Arrangements

Sometimes, adjusting your work schedule can make a world of difference in achieving work-life balance. Here are some options to explore with your employer:-

  • Part-time Schedules: Consider if a part-time schedule would allow you to manage your workload and home responsibilities more effectively.
  • Remote Work Opportunities: Depending on your job type, working remotely can offer more flexibility in managing your day.
  • Compressed Workweeks: This option allows you to work your full-time hours in fewer days, potentially freeing up an extra day each week for family time or personal pursuits.

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Pros and Cons Of Working Two Jobs


(i) Increased Financial Security: Let’s face it, finances are often a major stressor for single moms. A second job can provide a much-needed financial cushion. This extra income can help pay bills more comfortably, build an emergency fund, tackle debt, or even start saving for the future.

(ii) Meeting Specific Goals: Perhaps you’re saving for a down payment on a house, your child’s college education, or a dream vacation. A second job can accelerate your progress towards these important goals.

(iii) Skill Development and Career Advancement: Not all second jobs are created equal. Some might offer opportunities to learn new skills or gain valuable experience that could benefit your career trajectory. For example, working part-time in a related field could help you qualify for promotions or even a career change down the line.

(iv) Greater Sense Of Independence: For some single moms, financial independence is a source of pride and empowerment. A second job can help them feel less reliant on others and give them more control over their financial situation.

(v) Boosted Confidence and Self-Esteem: Juggling work, family, and personal time can be a constant challenge. Successfully managing a second job can be a great confidence booster, reminding you of your strength and resourcefulness.


(i) Work-Life Imbalance: The biggest downside to working two jobs is often the impact on work-life balance. With longer hours and less free time, there’s less energy for family activities, socializing, or simply taking a break. This can strain relationships and leave you feeling constantly stretched thin.

(ii) Burnout and Exhaustion: Working long hours takes a toll on both your physical and mental health. Chronic fatigue, stress, and burnout can become serious concerns. This can impact your overall health and productivity at both jobs, creating a vicious cycle.

(iii) Limited Time With Children: Children crave quality time with their parents. Working two jobs can significantly reduce the time you have for activities, homework help, or simply connecting with your kids. This can impact emotional well-being and create feelings of guilt or neglect.

(iv) Strained Childcare Arrangements: Reliable and affordable childcare is essential when working one job, let alone two. Finding quality child care that accommodates your new schedule can be a major challenge, adding stress and potentially impacting the quality of care your child receives.

(v) Reduced Opportunities For Self-Care: Taking care of yourself is vital for any single mom. However, working two jobs can leave little time or energy for activities that promote relaxation and well-being. This can lead to feelings of isolation and neglect your own needs, making it harder to cope with the demands of single parenthood.

Sara Malo’s Real Life Story As A Single Mom Balancing Multiple Jobs

Buckle up for the story of Sara Malo, a total powerhouse and single mom in a small town. Juggling multiple jobs, she tackles her days with a smile that’s as bright as her can-do attitude. 

Her secret weapon? Incredible time management skills and a heart overflowing with positive energy. But wait, there’s more! Sara prioritizes quality time with her kids, cherishing every moment amidst her crazy schedule. How does she do it all?

Despite facing financial challenges and societal pressures, Sara’s spirit remains unbreakable. Today, Sara’s journey has blossomed into a beautiful success story. Financial stability and a thriving career are just the rewards. 

More importantly, she’s built a nurturing environment for her children, instilling in them the values of hard work and perseverance. Sara’s story is a beacon of inspiration, proving that with determination and a positive mindset, you can overcome any obstacle and thrive against the odds.

Making The Decision: It’s All About You

So, is working two jobs the magic solution for single moms? The truth is, there’s no one-size-fits-all answer. Every single mom’s journey is unique, and the best decision depends on a variety of factors:-

(i) Your Financial Needs: Are you struggling to make ends meet or simply looking for some extra breathing room? Understanding your financial situation is the first step.

(ii) Your Support System: Do you have reliable childcare or family members who can help out when needed? A strong support network can make a world of difference.

(iii) Your Time Management Skills: Are you confident in your ability to manage a demanding schedule? Honesty about your time management skills is key.

(iv) Your Physical and Mental Health: Can you handle the increased workload without jeopardizing your well-being? Prioritizing your health is crucial for long-term success.

(v) Your Long-Term Goals: Are you hoping to save for a specific purpose or gain valuable career experience? Keeping your long-term goals in mind can help guide your decision.

The resources explored in this blog can be your toolkit as you navigate this decision. Remember, there’s no shame in seeking help from financial advisors, childcare providers, or even therapists.

The most important takeaway? Empower yourself with knowledge and surround yourself with support. By carefully considering your individual needs and utilizing the resources available, you can make an informed decision that empowers you to create a life that works for you and your amazing family.


Some practical tips include creating a budget, cutting unnecessary expenses, buying generic brands, shopping for deals and discounts, meal planning, and avoiding impulse purchases.

Look for affordable childcare options such as family daycare or co-op arrangements. Utilize community resources like subsidized child care programs or after-school programs. Also, explore flexible work arrangements if possible.

Yes, it’s possible. Start by setting aside a small amount each month for emergencies. Consider opening a savings account specifically for emergencies. You can also explore government assistance programs or community resources for financial support.

Focus on increasing your income through career advancement or additional skills training. Invest in education or certifications that can lead to higher-paying jobs. Continuously review and adjust your budget to align with your financial goals.

Seek support from friends, family, or support groups. Practice self-care activities to reduce stress. Set achievable goals and celebrate small victories along the way. Remember that every step you take towards financial stability is a step in the right direction.

Itishree is a passionate creative writer who has developed a keen interest in personal finance through her own experiences with financial challenges. Through her engaging storytelling, she empowers others to embark on their journey to financial freedom. With her expertise in making and saving money, she is dedicated to exploring innovative strategies to increase income and save effectively. Her love for continuous learning fuels her pursuit of knowledge, as she immerses herself in thought-provoking books to gain fresh insights, which she eagerly shares with others.

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