5 Apps That Loan You Money In 2024

Kelsey Bowersox
January 1, 2023
Apps That Loan You Money

Disclaimer: Penny Calling Penny is an affiliate website. This means that we get a small commission when you click some of the links in this article. Don’t worry – we’ll never recommend anything we wouldn’t use ourselves.

L ike the idea of getting loan money when you want it without much hassle? Then look no further.

We have compiled the best list of apps for you when you need the green.

With apps that lend you money when you need it, you’ll be able to use your new funds for emergencies, business startups, or whatever you need. So, check them out for yourself.

Loan Amount: $100-$30,000

Fees: No Fees

Processing Time: 24-48 hours

It’s no secret that getting a loan can be a hassle. There are so many options out there, and they come with so many different terms it’s hard to know which one is best for you.

One Loan Away ensures you not to worry about that! They’ll work for you and find the best fit for your situation, short-term or long-term.

All you have to do is answer a few questions about your income and employment status, and One Loan Away will find the perfect lender for you! They search through thousands of lenders to ensure everyone gets access to their services. 

The first thing you need to do is review the terms and conditions on the acceptance page of the lenders. You can get your loan into your account within two days after it’s signed—no waiting around!

If you have bad credit, don’t worry: all credit types are welcome at One Loan Away, so you don’t have to worry about being turned down because your credit isn’t good enough. This increases the chances of someone accepting your request.

Finally, One Loan Away keeps your identity and information secure from online predators by using secure encryption technology.

If it sounds like something that could help your financial situation, we highly recommend giving it a try! You can sign up quickly and easily with just one click of a button. It’s super hassle-free and easy to use. 

2. Loans For Days

Loan Amount: $100-$5000

Fees: No Fees

Processing Time: 24-48 hours

These titles do speak for themselves. Loans for Days is a company that works almost the same way as One Loan Away. They provide small personal loans to people who need help paying off small expenses.

These expenses include medical bills, emergency vet visits, or a startup business. Whatever the case, Loans for Days will cover it all and is the best $100 loan instant app.

Before you can qualify for a loan, you will need to complete and submit an application form.

The questions are necessary for lenders to help them decide if you are a valuable candidate to receive their loans. Once your form is sent in, Loans for Days can find you a lender. 

While having a high credit score will make it easier to be accepted, it is not an absolute necessity.

Many lenders from around the nation will review your application, so having a good credit rating is beneficial. However, even if your credit score is not ideal, there will likely be someone who will lend you money. 

Once accepted, you can see who your potential lenders are. Each one will have terms and conditions for you to look through.

Once you feel comfortable with a lender, the next step is to sign up for their loan and wait for the money to roll in. You can receive your cash, the next working day. 

One of the critical differences between Loans for Days and One Loan Away is that the former has a much smaller range of financial help than the latter.

One Loan Away can get you up to $30,000, while Loans for Days is to satisfy short-term needs. These short-term loans reach up to about $5,000. Because they are short-term, the amount of time to pay them off may be shorter. Remember all these things while applying for loans.

3. Next Day Personal Loan

Loan Amount: $100-$40,000

Fees: No Fees

Processing Time: 24-48 hours

Next Day Personal Loan gets your loans approved as quickly as possible. It searches through thousands of lenders so that we can find the best possible match for your situation—and it doesn’t stop there.

They look at all the factors involved in finding the right loan, including your credit score, how much money you need, what kind of APR you want, and more.

Then match that with all of the lenders out there (and add them all together) so that it can find you an offer from one lender that meets all of those criteria.

You could end up borrowing from a lender. $40,000 is the limit. Even with such a high amount, Next Day Personal Loan still prides itself on its hassle free automated payment and repayment options.

Next-Day Personal Loan is not the one that enforces payments, so make sure you understand the terms and conditions of your lender.

With the potential for so much money, you’ll be thankful for the convenient payment methods. 

Your APR is very important to Next-Day Personal Loan. APR is the interest you would pay back on loan after a year.

Several factors determine your APR, including the lender, while others assess your income, credit, and other things.

Next-Day Personal Loan is honest with the fact that you may only be eligible for certain loans if you have a good credit score, have a terrible history of paying your debt, or have other criteria that may disqualify you.

The process for receiving a loan is the same for most on the list. First, answer some questions and see which lenders are ready for you.

4. Simple Cash Lending

Loan Amount: $400-$50,000

Fees: Based on the APR of your loan

Processing Time: 24 hours 

Simple Cash Lending has the most you can earn from a loan. That’s up to $50,000, with $400 being the minimum. With this kind of money, you can get a personal loan, cash advance, emergency loan, and installment loan.

Fill out your application and get your matches. Find the right lender for you and sign up for your loan. You’ll get your loan money quickly and painlessly. 

One thing that Simple Cash Lending does differently is to warn its customers about loan responsibility.

There’s so much potential to get a lot of money, and simple Cash Lending is serious about letting you know that these loans are used for long-term financial needs or to pay off outstanding debt.

5. Quick Cash Advances

Loan Amount: $100-$50,000

Fees: Based on the APR of your loan

Processing Time: 24 hours 

This lender connection service doesn’t provide a limit. Still, it mentions that you could receive up to $50,000, but most lenders may only provide a small loan. You decide how much you want by answering questions on the questionnaire.

Another note is that you may be required to fax or send and receive documents instead of the usual E-sign that most other companies use.

It is not necessarily a bad thing, and it proves that Quick Cash Advances has even more options from lenders. You don’t have to limit yourself to the ones who only want to do their business online. 

You know the drill by this point. Quick Cash Advances requires you to fill out your application, and they’ll find results in just a few minutes. Find your lender, and get your money. It’s that simple.

Pros And Cons Of Loan Apps 

Loan apps are a great way to get the money you need quickly. But, there are pros and cons for both sides of the debate, so let’s look at those.


  • Quick Processing – Loan apps can help you make money faster when you’re in a pinch. It helps you avoid the long lines at banks or other financial institutions.
  • Hassle-free – You don’t have to worry about being approved for a loan or having a credit score. You can apply and get the cash in minutes.
  • Minimal Processing Time – With the Loan lending App, the loan will be processed within 24 hours, so you can access your money immediately and get it in your hands to pay for things you need now.
  • Low-Interest Rate – The interest rate on cash advance loans is typically lower than payday loans, which means you will pay less interest over time.


  • Pretty Expensive – They charge high-interest rates and fees for withdrawing or transferring funds from your account, so make sure you really need the money before using one of these services.
  • Cycle of debt – Because they’re so easy to access, they can be an easy way to slip into a habit of borrowing money from the next paycheck. 


Having to deal with a financial emergency can be stressful and difficult.

Many people have experienced a time when they needed more money than they have available in their checking accounts.

It can be a nerve-wracking time, but that is where loan lending apps come in handy.

There are plenty of apps that loan you money without a job.

These apps are an ideal solution that provides fast cash, and which can be easily repaid with subsequent paychecks. 

We hope this guide has helped you decide which app is suitable.

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Loan apps are secure. However, it is still wise to practise caution and take safety measures. Research an app that takes security and privacy seriously, and read online reviews before signing up.

Most loan requests are processed quickly, allowing you to receive the funds you need in no time. It’s important to select a lender that fits your affordability and requirements to receive the best deal.

Applying for these loans usually won’t appear on your credit report, but defaulting could affect your credit history.


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