How To Make Money As A Stay At Home Mom? 10 Easy Ways

Charity Jerop
October 13, 2022
How to Make Money as a Stay at Home Mom

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Are you a mom wondering how to make money as a stay-at-home mom? Do you need a side hustle to bring in the money as you raise your kids? I was in your shoes exactly four years ago—a mom of two looking for a legit way to make money at home. I stumbled upon blogging and freelance writing, and I’m glad I did—those are my biggest side hustles. There are hundreds of ways to make money at home besides writing and blogging.

Whether you need to get paid to stay home or look for jobs you can do with a baby; you’re in the right place. Working remotely is a popular way for a stay-at-home mom to make money. In this era, stay-at-home parents can find flexible remote hustles, and you can balance parenting and making money without sacrificing your time with your children. Today, we discuss various ways for you as a stay-at-home mom to earn income online.

Ways To Earn Money As A Stay-At-Home Mom 

Parents make the hardest decision to leave their corporate jobs and be there for their children full-time. However, for many, high childcare costs are the top reason they’ve to stay at home longer. Running a household without a good income source can be frustrating, and below are 12 ways to make money as a stay-at-home mom.

1. Earn Rewards And Cashback Online

Are you wondering if there are easy online jobs to make money as a stay-at-home mom? Moms can be busy bees, which means you may not have the time to take on a side job or start a home business. There are simple ways to get rewards you can convert into cash by doing daily life activities like shopping or dining. Additionally, browsing, watching videos, playing video games, testing products and services, and downloading apps can earn you reward points redeemable for gift cards or cash. Let’s look at legit reward sites you can join and accumulate reward points.

A. Take Surveys And Earn Rewards With MyPoints

Let’s cut to the chase; parenting is a ton of work, especially when you’ve kids under ten years of age. A straightforward and less-demanding side hustle is one of the best ideas for moms to make money at home. Taking surveys is one of the simplest and easiest ways to earn money, and you can complete such jobs within a short time. Companies like MyPoints will pay you to share your opinions.

MyPoints is a marketplace that many brands and companies rely on to get market insights. Technically, it connects brands to consumers who can provide opinions about the brand’s products. Use your spare time to answer questions, fill out survey forms, or share your experience about a topic or product and earn redeemable rewards. 

You can fill out surveys about any industry or product. Whether interested in automobiles, fashion, home and garden, travel, electronics, etc., you have endless options.

Additionally, MyPoints has more options to earn money, including watching videos, shopping, playing video games, browsing on MyPoints Yahoo! Search, Reading emails, printing, and using in-store coupons.

The best thing about MyPoint is its excellent features, making it easier to amass reward points. For instance, the Score feature is a built-in browser bar that lets you earn points automatically while shopping. It helps you find coupons, promos, and shopping deals.

Other features include daily deals and in-store shopping. Daily deals give you access to the best promos of the day, while the shop in-store feature allows you to use your MyPoints to pay for items at the participating stores.

B. How To Join MyPoints’ Reward Program?

Signing up for a MyPoints account is pretty simple; it can take you a few minutes to complete your profile. It is free to join, and you get a welcome bonus of a $10 gift card. Go to MyPoints, and you’ll see a simple form to fill with just your email and password. Complete this signup form to create your free account. Once you have an account, you have to complete a personal profile detailing things about yourself. This is important as it helps MyPoints to send you surveys that match your interests. 

Remember, there’s no limit on the number of surveys you can take; you can rake in as many reward points. Once you set up your profile, you can participate in all other activities on MyPoints to earn more rewards. So, how much do online surveys on MyPoints pay? The amount of money you can generate on MyPoints depends on the survey type and the number of surveys you complete. It takes a short time to provide survey answers, yet some companies can pay as much as $50 per survey. 

How To Make Money As A Stay At Home Mom

C. How Do You Redeem Your Reward Points?

MyPoints offer flexible ways to cash your reward points. You can change your reward points into cash through PayPal or Visa prepaid and transfer them into your bank. Another option is to use rewards when shopping at participating stores like Kohl’s, Target, Old Navy, Macy’s, and Barnes and Noble.

D. Is MyPoints legit?

Established in 1996, MyPoints is the leading site for online rewards. 

You can access MyPoints from your iPhone, Android, laptop, or desktop, meaning you can complete various tasks on MyPoints on the go. Visit MyPoints to start making money as a stay-at-home mom.

2. Make Money Shopping Online With U-Promise

What if you got cashback for everyday activities like shopping and dining? Another option to make money as a stay-at-home mom is to earn cashback while shopping through U-Promise. This is a subsidiary company of Sallie Mae, a giant student loan company that allows you to save funds for your child’s college education. Technically, it helps you collect and save the cashback you get every time you spend money shopping, traveling, dining, answering surveys, and testing new products. For example, shopping for groceries from participating grocers or scanning grocery receipts can earn you up to 3% or more cashback. These funds will go towards paying for tuition or settling an education loan for your child. You can consider this a passive income to save for your kid’s college fund.

Get money back and rewards for dining out, shopping online, scanning receipts, or taking bonuses. How does U-Promise work? Registering your Upromise account is free, and once you’ve got it ready, you can link it with your 529 saving plan. Your rewards will automatically be moved to your college saving plan, meaning you don’t have to worry about transferring rewards from one account to another. 

You dine and shop regularly; why not get money back on every cent you spend on this stuff? U-Promise will reward you with $5.29 as a signup bonus and a further $25 when you link your new account with your 529 savings plan. Using this reward program, especially if you’re a young mom, could help you save hundreds if not thousands of money for your child’s tuition. What’s more? U-Promise offers scholarships worth $529 every month.

Don’t want to link a 529 saving account? You can link it up with your savings or checking bank account and receive money when you hit a threshold of $50. Don’t leave your money on the table; create your U-promise account and secure your child’s future, one cashback reward at a time. 

How To Make Money As A Stay At Home Mom

3. Complete Tasks And Make Money With Swagbucks

Another easy way to generate income as a stay-at-home mom is through Swagbucks. This is another reward site with tons of ways to earn rewards. Take surveys, watch videos, shop online, search the web, and find great deals to earn Swagbuck points. 100 SB points equal $1, and you can make an average of $1 to $5 daily, the same as $365 to $1825 per year. Occasionally you can get tasks paying as high as $250. The member recognition program distinguishes Swagbuck from the other reward programs; you can earn more once you join it.

The reward program features different levels, each with its benefits, and the lowest level requires only 250 SB earned in a lifetime. Should you reach the highest level, the Diamond level, you can enjoy many perks, including a one-time bonus of 25,000 SB points—that’s a $250 bonus!

Apart from collecting rewards after completing every activity on Swagbuck, you can also get free products and services and participate in Sweepstakes. Swagbucks has a discover section that can help you find free products or service offers that you can try. For instance, you can search product samples or discounted services and get more points for trying those products and services.

A. How To Join Swagbucks?

It’s pretty simple to join Swagbucks, and you only need a minute of your time to create an account. You can sign up with your email, Google, or Facebook account and get a $10 welcome bonus. 

How To Make Money As A Stay At Home Mom

B. How To Redeem Your Swagbuck Rewards?

Swagbucks offers different ways to cash out your SB rewards. Redeem your reward points for a gift card. Some gift card options for you include Walmart, Amazon, and Starbucks. Alternatively, cash your reward points through PayPal or a prepaid visa card. Notably, Swagbucks has paid out over $613 million in rewards. 

4. Get Cash Back With Ibotta

Do you ever think about rewards and cashback when you go shopping? Ibotta allows you to get money back on everyday purchases. It partners with thousands of retailers, making it easy for you to capitalize on your favorite shop’s loyalty program. Once you sign up, you can get up to 30% money back when you shop with one of its partner stores. New members get $5 for $15 spent on Ibotta.

A. How Does Ibotta Work?

First, you’ll need to download your Ibotta app and create your account. Once you have an active Ibotta account, you can add your loyalty cards and start shopping. Ibotta will automatically help you collect the rewards and cashback when shopping from an approved store online or offline. Cash out your bonuses when you hit a threshold of $20. Maximize your earnings by buying the featured deals on Ibottal and inviting your friends. 

Create your Ibotta account by clicking the sign up today button.

How To Make Money As A Stay At Home Mom

5. Make Money With Inbox Dollars

Inboxdollars is another good way to make money online for stay-at-home moms. Get cashback, rewards, bonuses, and shopping deals using the Inbox Dollars app or website. Capitalize on your screen time by completing InboxDollars activities and rake in earnings. Get $5 instantly by signing up with InboxDollars. Although this website works like the above reward site, it offers real cash instead of reward points.

A. How To Earn Free Money With InboxDollars?

InboxDollars offer various ways to earn real cash during your screen time. Simple activities like browsing the web could earn you tens of dollars. The best thing is that tasks on InboxDollars are pretty straightforward and could take a few minutes to make money. Below are various easy ways to earn from home with InboxDollars.

B. Get Cash Rewards For Branded Surveys

Give opinions on InboxDollars and get cash rewards for it. You need to create a profile, and InboxDollars will send surveys your way, matching your demographics. Completing surveys can take between three and twenty-five minutes and be worth $0.50 to $5. Some branded surveys can be worth as much as $20 or more. 

C. Get Money Back When Playing Games

Do you like playing games online? InboxDollars will reward you with 18% cash back on every dollar you spend on games. They feature many game options for you, including Candy Jam, Monkey Bubble Shooter, Outspell, etc. Additionally, GSN Casino partners with Inbox Dollars, giving you access to more games and cashback.

D. Cashback Rewards For Online Shopping With InboxDollars

InboxDollars partners with retailers like Walmart, H&R Block, Target, The Home Depot, Best Buy, eBay, Kohl’s, and more, bringing your dozens of opportunities to get cashback. Over the last two decades, InboxDollars has paid over $1.8 million cash rewards for shopping. Whether shopping online or in-person at the store, you can accumulate enough cash to buy stuff for your kids, Christmas gifts, birthday gifts, or anything you like. 

Do you like couponing? It is easy to purchase items at a discounted price by using the coupon code at checkout. If you want to print and redeem your coupons, why not get paid for those simple yet money-saving tasks? InboxDollars also works with Groupon to offer you a faster way to browse and find coupons to use on your next purchase.

E. Make Money Reading Emails From InboxDollars

InboxDollars will reward you with cash for every email you read from them. These are promotional emails containing deals and discounts. The newsletter can also include info about new products and services offered by various retailers. Once you open the email and click the button, confirming you’ve read the email, you’ll automatically earn cash rewards.

F. Follow InboxDollars On Social Media And Get Paid

One of the best things about InboxDollars is that they will reward you anywhere on the internet, including on social media. WINit is a unique code offered by InboxDollars that you can redeem on your account. You’ll need to follow their social media pages to find out about these coupon codes. 

InboxDollars also run many other promotions on social media to help you make more money. For instance, contests like caption this image, scratch-off this image, and selfie payment photo can earn you upwards of $100 in prize money.

Check out the offers page for free sample products and reward money when you complete the short surveys on that page.

G. How To Redeem InboxDollars Rewards? 

You can cash out your InboxDollars earnings through PayPal or Gift Cards. Alternatively, you can use your earnings to buy a gift card. There are various gift card options, including Amazon, Target, Sephora, Starbucks, and The Home Depot. What are you waiting for? Turn your online sessions into cash machines. These earnings might not make you super rich, but they are worth it if you’re a stay-at-home mom looking for a side hustle. 

Sign up for InboxDollars and get a welcome reward.

How To Make Money As A Stay At Home Mom

6. Sell Services On Fiverr

Do you have a skill or experience in a field that could help you generate income virtually? One of the most practical ways to earn a substantial income is to work remotely as an independent contractor. Unlike completing surveys, freelancing can be a lucrative way to spend your time online. First, selling services on Fiverr requires unique skills, meaning you can charge premiums. Some moms went from being stay-at-home parents to earning six figures as freelancers. For instance, this mom went from making $6k per year to hitting $100k/year as a freelance writer.

You can try many freelance options at home to help you make money, from writing to graphic design to transcription to web design, social media management, and transcription. While there are many ways to find freelance gigs, using a marketplace like Fiverr is the easiest way to get your first paying gig.

A. How To Sell Services On Fiverr?

First, you need to self-assess your strong skills to help pick the right freelance career choice. Don’t worry if you don’t have experience with any of the services you can offer on Fiverr. You can create time to learn a skill like content writing, blogging, web designing, social media management, and Search Engine Optimization. 

Once you know the service type you want to offer, you can create your Fiverr account, which is 100% free. Go to Fiverr, click become a seller button, and sign up with your Facebook, Google, Apple, or email account. Click continue to access the freelance community page, where you can complete your profile by picking your skill. Before setting up your gig, you’ll need to verify your email, which can take a minute. 

Set up your Fiverr gig and start selling your services. It’s that simple. Okay, technically, you’ll need to create a catchy gig description complete with the cost of your services. The minimum amount you can list service for is $5, and you can set any price you want, even $10k. If a client is interested in working with you, they’ll have to book your services on Fiverr. Your buyer will pay Fiverr in advance, and the money sits in an escrow account. Fiver will release the funds once you complete the project and deliver it to your client.

Using Fiverr has tons of perks, which a beginner freelancer like you will enjoy. You’ll dodge scammers as Fiverr handles all the transactions between you and your clients, ensuring that both parties are happy. Secondly, you don’t have to do the leg work, hunting for clients, as Fiver invests heavily in marketing, bringing you clients.

How To Make Money As A Stay At Home Mom

B. How Much Money Can You Earn On Fiverr?

Your earnings on Fiverr will depend on the effort you put in and the time, but you can expect to hit $500 during the first month. Focus on getting rated to attract more buyers and boost your income on Fiverr. Fiverr will take 20% of your earnings to cover their admin services. For instance, if you sell a project for $200, they will take $40, and you’ll get $160 in your account.

C. Sell Photos And Video Content

Undoubtedly, stay-at-home moms spend tons of time with their kids. While sometimes it feels like you need the kids to nap so you can rest, you feel like taking photos of them sometimes. Watching your kids grow up through the camera lens is a beautiful experience. Did you know you can make money using your camera, even if you’re not a professional?

7. Earn Money With Shutterstock

Monetize your photography skills by joining Shutterstock as a contributor. In just 15 years, they’ve paid over $1 billion to its contributors. Earn commissions when a customer buys your stock images on Shutterstock. Furthermore, you can sell audio, vectors, and illustrations.

Additionally, you can join the contributor program and contribute content for partner brands. Some popular brands working with Shutterstock include Coca-Cola, Volks Wagen, P&G, etc. You can be confident in earning a decent income as a branded content contributor. 

How To Make Money As A Stay At Home Mom

A. How Much Money Can You Make On Shutterstock?

Shutterstock pays in commissions, meaning you can get a portion of the earnings. Ideally, you earn up to 40% for licensed images or videos, and the total earnings can differ depending on the number of images you sell—checkout out our comprehensive article on how to earn income on Shutterstock.

8. Sell Photos On Dreamstime

Another place to sell your image and video content is Dreamstime. Sell photos, vectors, videos, illustrations, news-worthy images, and audio files. They also have monthly contests, and you could win up to $300 in prize money. News-worthy editorial photos can earn you $5 per image. Earn 10% on every contributor and buyer you refer to Dreamstime for three years. 

One of the best things about selling photos is that you don’t need sophisticated camera equipment to start. You can capture quality images and videos using your phone.

A. How To Join And Earn With Dreamstime?

Visit Dreamstime to sign up for free; you need an email and a password. Once your account is set, you can upload your content for review, and if accepted, you’ll get an email. Click Register Page and a sign up form will pop up.

How To Make Money As A Stay At Home Mom

9. Sell Crafts On Etsy

Do you like making crafts? Use your free time as a stay-at-home mom to make money selling handmade products on Etsy. This online marketplace allows you to create your store and sell vintage, handmade, preloved, or collectible items. Grossing 13.5 billion in merch sales, Etsy is one of the most popular eCommerce sites in the world. It makes it easier for small business owners to start selling instead of worrying about building an online store from scratch.

A. How To Create A Store On Etsy?

Etsy makes it pretty seamless to open your first online store. Go to and click open your Etsy shop. Sign up with your email, password, Apple account, Google, or Facebook. Creating a store on Etsy opens your home business to a world of digital opportunities. You can access marketing, management, and promotional tools to boost your small business.

How To Make Money As A Stay At Home Mom

B. Does Etsy Charge Any Fees?

Yes, Etsy charges a reasonable $.20 to list an item, a 6.5% transaction fee, and 3%+$.25 processing fee, and 15% ads fee.

10. Make Money From Investments

You’re probably thinking, “I need to make money to invest, not the other way round.” Well, there are investment options you could start with as little as your spare change. There are apps to help you earn and invest in rewards and the cash change you get after shopping. Choose an investment platform to help you invest automatically, and you can start earning dividends in the long term.

Acorns, for instance, lets you invest as little as $5 every time you spend money. This investment platform works with thousands of brands and retailers for you to maximize reward earnings. Acorns invest every reward you rake in when shopping online or offline. Furthermore, they have a side-hustle section you can use to find gigs like delivery or retail service jobs. They’ve invested over $30 million in a span of six years. To get started, you’ll need to create your Acorns account. 

How To Make Money As A Stay At Home Mom

Do you want to explore more options for stay-at-home moms to make money? This is just the tip of our extensive library. Sign up for our resourceful newsletter to get tips sent straight to your inbox.


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