How To Earn Extra Money From Home?

Alexandria Green
May 4, 2023
How to earn extra money from home

Disclaimer: Penny Calling Penny is an affiliate website. This means that we get a small commission when you click some of the links in this article. Don’t worry – we’ll never recommend anything we wouldn’t use ourselves.

People need to know how to earn extra money from home especially when this lockdown comes into the picture. You can make extra cash for lots of reasons. You might need to pay off unexpected debt, like a medical bill, car repair, home maintenance, or other accident. On the other hand, you might be trying to do something new, like a vacation or supporting your hobby.

No matter what you’re saving for, you’ll run into the same problem. How do you make extra money in a way from home that fits into your current schedule? A full-time job or caring for kids can be hard to workaround. That means you need a way to make some cash that’ll be an effective use of your time.

Not to worry, you can start making money from home in 3 easy steps. With a little prep, you’ll be ready to achieve your financial goals.

Step #1: Pick A Product, Skill, Or Service

First up, you have to pick your area of expertise. You can divide your options into three basic categories:

  1. Products
  2. Skills
  3. Services

You could sell products if you:

  • Have things lying around that are in good condition, but you don’t use
  • Enjoy refinishing or refurbishing
  • Knit, crochet, paint, draw, make jewelry, sew, or make other crafts

You could make money from skills if you’re good at something most people aren’t. Some examples of skills are:

  • Writing
  • Accounting/bookkeeping
  • Data entry
  • Design
  • Photoshop
  • Video Games
  • Speaking another language

The last category is services. Services are things other people could do but want to hire someone out for. These are the things that don’t require you to have anything or know anything in particular. People hire out lots of services, but some examples are:

  • Child care
  • Planning
  • Running errands
  • Taking surveys
  • Keeping someone company
  • Selling plasma

Usually, services take the least time or effort, skills pay the best, and products are the most fun. Most people can fit into any category. The best fit for you will depend on your time and your own set of skills or inventory.

Step #2: Pick A Platform

Once you know what you want to do, the next step is choosing where to do it. Every platform has its pros and cons, so make sure you go in informed.

Product Platforms For Creatives

  • Etsy

What it is: If you’re a crafter or creator, chances are good you’ve at least heard of Etsy. The e-commerce giant specializes in crafting. However, if you have a nose for vintage collecting or refurbishing, you can make a home on Etsy.

Pros: Getting started with Etsy is easy, and the site is well-known. This means that you can be making money in days. Other crafters on the platform are a supportive community, making Etsy a great place to get your feet wet with selling.

Cons: Etsy charges fees to use the platform, and it’s competitive. There are thousands of users and your crafts need to rank in a search. The huge user base is also home to copycats. Those copycats might try to swipe your ideas or designs, which can be frustrating and time-consuming to solve. Poor reviews can also be hard to solve and hurt your sales.

  • Redbubble

What it is: Are you an artist who has people saying, “I wish I had that on a t-shirt!”? If not, do you want to be? Redbubble prints creators’ custom designs onto a wide variety of products. So if you draw or design anything, it’s the platform for you.

Pros: Redbubble is a great way to make passive income. That means you’d put in a little work that makes a lot of money over time. Redbubble also has an easy upload process and tons of product options. If you make fanart, Redbubble is home to many different fanbases.

Cons: Your commission may start small; there are millions of users; competitive, again because there are lots of creators and you’ll need to rank in a search

For Selling Or Reselling

  • Amazon

What it is: Amazon needs no introduction at this point. In 2023, however, it’s all about knowing what to sell on Amazon. With the right product, this can easily be the best site on the list.

Pros: Amazon has different fee packages and is a go-to for most shoppers. This means you can sell a wide variety of products in many different niches — from digital media to new products to used and/or refinished products. With digital media, there’s also a chance for passive income.

Cons: You guessed it: competition and reviews are something to consider here, too. It may take a few tries to discover a niche that fits you. You’ll have to keep an even closer watch on your search rankings. Also, Amazon doesn’t update product availability in real-time, so you may make sales on something after you’ve sold out of it.

  • Letgo

What it is: Letgo is a way to sell your extra stuff locally. That means no pricey shipping or long commutes to deliver something. letgo says they want to “make second-handing second nature”. If you have old things you want to sell, this is a great way to do it without extra fuss. If you’re someone who likes to refurbish or refinish, this could be a great place for you to find things to work your magic on.

Pros: Letgo is a free service, and they’re committed to making it safe, too. The app has strict quality and anti-spam standards for its user base. It’s also easy and quick to use.

Cons: The cons of Letgo are the same as the cons with most similar apps. People can be flaky, ask personal questions (though this is against the community guidelines), or try to low-ball you. letgo also doesn’t facilitate transactions, so you and your buyer will have to work that out on your own.

*** A small note *** When selling things locally, be safe. Don’t give your address or personal information out, and meet in a busy public place.

Skill Platforms

So many skills, so little blog space. There are platforms for specific skills, but here are two of the big names to get you started.

  • Fiverr

What it is: Fiverr is a gig platform for freelancers of all kinds. Writing, graphic design, sound design, photography… The list is virtually endless. You can sell any talent you have!

Pros: The simple layout makes it easy to get started, and the pricing structure gives you flexibility. You can work as much or little as you want, in the hours that work for you.

Cons: Fiverr has both flat fees and additional fees depending on how you withdraw your earnings, which can stack up. Fiverr is also a huge platform based on affordability, so setting high rates isn’t necessarily a good way around the problem.


What it is: is a project bidding site. Businesses post projects they need a freelancer for in areas like marketing, data entry, software development, and the like. Then users come in and post a bid for the project, stating what they’ll do and how much they plan to charge.

Pros: has a larger number and variety of jobs compared to many other sites. This means it’s easier for you to find a fit. Also, if the poster doesn’t have the time to analyze your fit for the project, the site will. staff will reach out to you and vet you for jobs once you have a good standing on the website. This last one could be a pro or a con, but requires a more active approach to freelancing than Fiverr. If you’re someone who likes to take things into your own hands, this is the site for you!

Cons: The site has millions of users, and unfortunately some of the projects posted are scams. Side by side with the scams are postings for breadcrumbs. You may have to work on some of the low-paying gigs to build your reputation before you get to higher ones, which can be time-consuming. When trying to resolve these issues, customer service can be shaky at times.

Service Platforms

Services, like skills, come in a very broad range. Since we can’t cover all of them, let’s look at a couple to get started with.

  • Getaround

What it is: Getaround is a car-sharing sharing marketplace. If you have a car that isn’t being used, Getaround helps you make money from it. Their digital key technology means that you don’t even have to coordinate dropping off keys.

Pros: Getaround allows you to rent out your car as frequently or infrequently as you want. They also give your car full insurance and 24/7 roadside assistance while it’s being used.

Cons: If you only have one car, not being able to use it while it’s being rented is an obvious drawback. The other problem is that Getaround has a few cars on their list that aren’t eligible, so you’ll have to double-check that your car fits the description first.

  • Swagbucks

What it is: Swagbucks is a survey and coupon platform. There are a few different ways to earn money with Swagbucks, including cash back rebates. Most people know Swagbucks for their surveys, though, so that’s what we’ll cover here.


Pros: Swagbucks is the peak of making money easily. You can fill out polls while you watch tv or listen to your favorite music or podcast.

Cons: Not every survey pays well, so you will have to put in a little extra time if you’re looking for larger payouts.

Step #3: Pick Your Goals

The last step is to sit down and do some math. (I know, I know — it isn’t my favorite, either.) Calculate how much you want to make on a monthly, weekly, or per gig basis. From there, figure out how much time you’ll need to spend with your side hustle.

The number you get will help you set your prices or hours. It can even factor into what kind of thing you choose to make money with. Once you’ve set your goals and your hours, you’re ready to get started.

Making Extra Money From Home In 2023

Congrats! You’re on your way to your first work-from-home payday in 2023. Some platforms pay in direct deposit, some through platforms like PayPal, and some in gift cards, but no matter how you get that payout, you’ve earned it.

Making money from home is a great option for almost anyone. People who work full-time, stay-at-home caregivers, people with transportation issues outside of their normal schedule, or anyone looking for a little extra cash can get started, usually in seconds.

The gig economy is thriving. When you know how to take advantage of it, you’ll be thriving, too. With today’s technology, you can meet your financial goals without even leaving your couch.


Your Financial Success Starts Here


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